JUNE 6 – 8, 2023 | ST. LOUIS, MO
Speakers
Click on their photos below to learn more about this year’s speakers. Check back for updates as our roster continues to grow.
Ed Molitor
CEO & Founder
The Molitor Group
Host of The Athletics of Business
Ed is a coach down to the very smallest molecule of his DNA.
Whether he’s a husband and father at home or working with a client in the business world, he is an energized, passionate, and near-obsessive coach who is fully invested in showing up with all he’s got to help you show up with all you’ve got. His approach is one that insists on presence. He knows no other way to catalyze change except by getting on the court with you, playing side-by-side, and encouraging you to keep pushing, especially when the going gets tough.
In the last 29 years, Ed has developed his leadership skills in both athletics and business. From working as an NCAA Basketball coach at Texas A&M, DePaul NIU, and Lewis University to becoming the Vice President of a national recruiting firm, Ed Molitor has experienced the potential and pitfalls of leadership at every level.
As the founder and CEO of The Molitor Group, today Ed guides emerging and established leaders across biopharma and biotech to apply the proven lessons of coaching in their pursuit of inspiring and driving their team’s performance.
Through personalized training, workshops, keynote speeches, his writing, and as a podcast host, Ed seeks to empower individuals and their organizations to achieve victory through a focus on transformation, fundamentals, compassion, mental toughness, and vision.
Ed graduated from St. Ambrose University with a B.S. in Business Administration and a minor in Economics where he was a member of the Men’s Basketball team serving as the co-captain his Senior year. Before St. Ambrose, he studied business at Creighton University where he played on the Men’s Basketball teams which included a 1989 MVC Regular Season and Tournament Champions, NCAA Tournament, and a 1990 NIT Tournament.
Long Doan
Founder & CEO
Realty Group
Named as one of the most admired CEOs by Minneapolis/St. Paul Business Journal, Long Doan, Founder and CEO of Realty Group, operates the largest independent owned brokerage in Minnesota and the 3rd fastest growing firm in America with over 600 Real Estate Professionals in multiple states and growing.
With over 32 years in the industry, Long has been a Top 1% Agent in the country, a highly coveted real estate coach, and a national speaker. He has also served on the board for MNAR, AREAA, LGBTQ+ Real Estate Alliance, Spare Key, and many other organizations.
The desire to go out of his way for clients and other agents has been the secret to his success. “What you give out into the universe, you seem to get back.”
With a Mission Statement to “Revolutionize the Client experience by inspiring Real Estate Professionals to be great”, he and his business partner Mike Bernier have re-imagined the agent-broker relationship. Their Vision Statement is to be a “Top 5 Firm in all 50 States”.
Principal & General Counsel
True Title Company, LLC
John T. Banjack, Esq.
Principal & General Counsel
True Title Company, LLC
John T. Banjak, Esq. is a principal and general counsel of True Title Company, LLC, a full-service residential and commercial title agency based in St. Louis, Missouri, and managing member of Banjak & Associates, a law firm specializing in real estate, business transactions and estate planning. He is also principal and general counsel of Title Exchange Services, LLC, an entity that facilitates IRS 1031 tax-deferred exchanges as a qualified intermediary.
John earned his B.S. degree in Finance from Indiana University and his J.D. law degree from Washington University in St. Louis. He has extensive experience in all facets of the title insurance & real estate industries from a legal, title underwriting and consulting standpoint.
Before opening True Title in 2012, John served as president and general counsel for three reputable St. Louis title agencies and as regional underwriting counsel for a national title insurance underwriter. He also served as senior vice president and general counsel for Pulaski Bank. Prior to entering the title insurance field, John worked as a private practice attorney and as an assistant attorney general for the state of Missouri.
He is licensed to practice law in Missouri & Illinois and is a member of the Bar Association of Metropolitan St. Louis. John lectures frequently on real estate and title-related matters for organizations such as National Business Institute, Lorman Educational Services, Missouri Land Title Association and The Missouri Bar. He previously taught real estate law as an adjunct instructor for the St. Louis Community College District.
Executive Vice President
Old Republic National Title Insurance Co.
Jeff Bluhm
Executive Vice President
Old Republic National Title Insurance Co.
Jeff Bluhm is Executive Vice President of Old Republic National Title Insurance Company (ORNTIC), and Executive Liaison for Attorneys’ Title Fund Services (The Fund), which is a subsidiary of the Old Republic Title Insurance Group (ORTIG).
Jeff joined Old Republic Title almost 39 years ago as an auditor and has held progressively significant positions in the Company’s direct and agency operations in: auditing, financial, strategic and leadership roles. He most recently served as Executive Vice President, Agency Services & Administration, a Corporate department that he played an integral part in forming 10 years ago.
Jeff is a prolific speaker at various industry related organizations, as he has a deep knowledge of the title insurance business and a well-rounded understanding of direct and agency operations.
In his current leadership role, Jeff supports The Fund, which has nearly 500 employees, who provide title insurance and related services to approximately 3,000 member/agents on behalf of ORNTIC. In addition to his responsibilities with The Fund, Jeff is a key member of the Company’s innovation team that explores efficiencies and disruptions in the title insurance industry. Jeff provides subject matter expertise, strategy contributions and acts as a liaison to the Company’s field operations regarding technological and digital initiatives that will shape the title insurance industry in the future.
Jeff is a graduate of St. Could State University with a degree in accounting. He is a long-time member of the Minnesota Land Title Association, the American Land Title Association’s Best Practices Executive Committee and Task Force, Underwriter Section Executive Committee and TIPAC Committee.
Senior Product Manager and Vice President
KeyBank
Richard Booth
Senior Product Manager and Vice President
KeyBank
Richard is on Key’s Electronic Payments Product Team and is responsible for product development of Faster Payments which includes both Real Time Payments (RTP) on the TCH RTP Network and FedNow faster payment capabilities.
He drives product development while partnering with both clients and various lines of business at Key. Richard also supports training for how the product is offered and works to understand our clients’ faster payment needs in order to deliver the best solution for these services.
Bringing more than 14 years’ of banking experience to the team, Richard’s previous management roles include Payment Deposit Operations Analysts Team, ACH Operations and Check Processing Operations.
Richard represents KeyBank on the RTP Business Committee and the Network Management Committee with The Clearing House. He is a Certified Lean Professional from the University at Buffalo and holds a degree in Business Management.
President
Boston National Title
Nathan Bossers
President
Boston National Title
Nathan began his tenure at Boston National Title in 2013 when he joined as Chief Operating Officer. He spent the next seven years building out BNT’s industry-leading production platform, establishing a truly national service footprint, developing a host of product innovations and providing clients with guidance and direction for optimizing their own title and settlement processes.
Now, as President, Nathan continues to support these initiatives on a daily basis while also assuming ultimate responsibility for BNT’s growth strategy, its ongoing financial success and its role as a core component of the Incenter vision and mission.
Prior to joining Boston National, Nathan spent the first 17 years of his career as Vice President of ATM Corporation of America and ServiceLink, who merged when they each sold to Fidelity National Financial in the mid 2000’s. He oversaw their Client Relations and Operations departments during his tenure.
Nathan also serves on the Board of Directors of the Bartko Foundation – a non-profit organization founded by his family in his hometown of Pittsburgh, Pennsylvania that provides financial support to single minority mothers seeking to build a life of stability and independence for themselves and their families. He lives with his wife Barbara and two young children in Charlotte.
Business Development Specialist
Liberty Title Agency
Carole Bullion-Mincy
Business Development Specialist
Liberty Title Agency
Carole Bullion, a Livingston County native, is the former Owner and President of Classic Title Agency in Brighton, Michigan. She has enjoyed over 37 years in the real estate and title industry conducting thousands of closings in southeast Michigan. Prior to opening her own title agency, she served as President of Stewart Title of Detroit where she was responsible for operations in the State of Michigan. She also served as Regional Director of Real Estate Development throughout 10 states in the Midwest for Stewart Title, one of the nation’s largest title insurers.
Licensed since 1985, Carole Bullion has a strong alliance with the real estate industry. As a certified instructor for the State of Michigan, each year she teaches Continuing Education courses required by the state for re-licensure. In addition to state licensing classes, she instructs the NAR Code of Ethics and has instructed seminars on Cyber Security and wire theft, Legislative Updates, RESPA compliance, teambuilding, mortgage fraud, and closing services both state and nationwide.
Carole has served as President of Women’s Council of Realtors, Livingston Chapter and a state officer for WCR. She has served as the Education Committee Chair for her local board, served for years on the ALTA Education Committee in Washington DC and coauthored the Ethics Training Program used by American Land Title Association throughout the United States and presented the program to members of Congress.
In addition to writing several industry related articles in national publications including “Recognizing Mortgage Fraud” in Title News, she is also author of the book “The Dark Side of the Closing Room” sold through Amazon.
Director of Title Strategy
Qualia
Alex Brown
Director of Title Strategy
Qualia
Alex is a real estate attorney with a Title and Escrow background spanning the local, regional, and national levels. Prior to Qualia, Alex worked at Mortgage Connect, a national title and escrow services provider focused primarily on high volume, white glove, refinance transactions and with Opendoor to launch their joint-venture national title company. Alex developed Opendoor’s title operation from a single state/single market in 2017 to their 2020 multi-state coverage area processing nearly 15,000 transactions with an approximate value of $7.2 billion.
Chief Information Security Officer
Gulotta Grabiner Law Group, LLC
Ryan Cabrita
Information Security Officer
Gulotta Grabiner Law Group, LLC
Ryan Cabrita is the Chief Information Security Officer for both the Gulotta Grabiner Law Group, PLLC and Real Estate Data Shield, Inc. In recent years, Ryan has gained national recognition for his work in information & cyber security: compliance, implementation, oversight, and best practices in the title and settlement industry.
Ryan earned his Master of Science in Cybersecurity from New York University’s (NYU) Tandon School of Engineering, graduating with the highest academic achievement. Ryan also holds National Security Agency (NSA) NCAE-C designations in: (i) Cyber Operations; and (ii) Cyber Defense.
Ryan regularly works and consults with industry leaders (from national title underwriters and national mortgage lenders to small law firms and title agencies) to provide industry-specific guidance and cost-effective solutions for cybersecurity compliance. More specifically, he consults on compliance with pertinent data privacy and cyber laws and regulations, such as the New York DFS Cybersecurity Regulation (23NYCRR500), state adaptations of the NAIC model insurance data security law, breach/cyber incident notification laws, and the increasingly evolving data privacy laws (e.g., CCPA/CPRA, Virginia’s CDPA, and Utah’s CPA).
Since the early stages of the global pandemic, Ryan also provided consulting guidance to the title and settlement industry on the emerging business continuity and disaster recovery challenges. Ryan regularly teaches CE and CLE courses on cybersecurity, best practices and wire fraud prevention, and has guest lectured at prestigious graduate schools, such as Berkeley Law School and Fordham University’s Graduate Real Estate Institute.
Senior Vice President
FNF Family of Companies
Chuck Cain
Senior Vice President
FNF Family of Companies
Chuck Cain has been in the Title Insurance industry since 1977. He is a graduate of The Ohio State University and the Salmon P. Chase College of Law at Northern Kentucky University. He is admitted to practice in Ohio and Kentucky, several Federal District courts and the U.S. Court of Appeals for the 6th Circuit. He is currently a member of the Government Affairs Committee of ALTA. He is former chair of the Real Property section of the Cincinnati Bar Association, a former director of the Cincinnati Mortgage Bankers Association, former trustee of Ohio Land Title Association, a member of the Federal Reserve Bank of Cleveland’s Fair Credit Task Force and a recipient of a special citation from the U.S. Department of Housing and Urban Development concerning Fair Housing Best Practices.
A native Cincinnatian, he has been a licensed title insurance agent for over 30 years, was an owner-operator of title agencies for 18 years and corporate officer with LandAmerica for over 10 years. He joined WFG as SVP in the Agency Division in August of 2010. He has spoken before many state land title associations, state and local bar associations, American Bar Association, MBA, ALTA, NAR, RESPRO, ACI Conference on Real Estate Finance Law, the National Settlement Services Summit, Title Radio, The Realty Alliance, Leading Real Estate Companies of the World and numerous other groups and classes on the topics of title insurance and compliance. His many articles have been published in state land title publications, numerous mortgage and title industry trade journals and in October Research publications. Having worked in all areas of the title industry and with its customers he brings a great depth of knowledge of all aspects of the real estate industry.
CEO
Title Alliance
Jim Campbell
CEO
Title Alliance
Jim began his career with Title Alliance in 2004 as an Affiliated Business Specialist before being promoted in 2007 to Director of Sales & Marketing. During his career, he has had hands on experience in all aspects of business including, but not limited to, accounting, marketing, sales, and customer development. In December of 2015, Jim was promoted to Chief Executive Officer of the company, its affiliates, and subsidiaries.
His focus continues to be on the people, processes, and products of Title Alliance. As a strategic and process-minded visionary, Jim leads Title Alliance to continued growth, doubling the company’s top and bottom-line revenue over the last three-year period. He consistently leads using a customer-centric management style that promotes individual and company growth. An entrepreneur and visionary, he is constantly looking for ways to build and create mutually beneficial relationships and to provide opportunities to impact lives. Jim received a BS in Business Administration from Widener University and was a student of the John Maxwell Group. He has successfully completed both Dale Carnegie’s Effective Communications and Human Relations as both a student and Graduate Assistant.
Executive Vice President
Fidelity National Financial
Rich Cannan
Executive Vice President
Fidelity National Financial
Rich Cannan is Executive Vice President and Divisional Agency Manager for Fidelity National Financial. In this position, Rich has management responsibility for FNF’s Agency Operations in the Northeast, New York, New Jersey, Pennsylvania and Delaware.
Rich has over 35 years in the title industry. He started his career in Southern California as a sales rep for a title agency, serving real estate agents in Santa Barbara. After the agency was purchased, he was promoted to operate the settlement company for all of Southern California. In that role, he grew the company to be the largest independent escrow company in California. Rich was later relocated to oversee all residential and commercial title operations in the Southeast. In 2006, Rich was hired by a national underwriter as chief operating officer for the Southeast region. That role grew to Rich overseeing all direct and agency operations in the Eastern U.S. He joined FNF Family of Companies in 2014, and has been in various national marketing and sales roles leading to his appointment to divisional manager overseeing agency operations in the Northeast. Throughout his career, Rich’s priority and focus have always been on service and the customer experience.
Vice President, Agency I.T. Director
Fidelity National Financial
Rick Diamond
Vice President, Agency I.T. Director
Fidelity National Financial
Rick Diamond currently serves as Vice President of Information Technology, Agency Operations Fidelity National Financial. Rick is involved in all I.T. initiatives in the company’s agency operations nationwide. Rick maintains dialogue with agents and speaks throughout the country about technology, Digital Closing processes, Data Security, Wire Fraud, I.T. trends and ways to use technology to assist in title processing and compliance. He consults with agents in many aspects of technology with the main focuses being; how to make the relationship easier between Title Agents and FNF through technology, how to streamline back office procedures to save time, money and to be more efficient, data security to protect the agents as well as their businesses, helping agents’ clients close on their terms and how to use technology to grow their business. Rick is a staunch advocate for a great number of agents across the country and has a reputation for putting his clients ahead of all else. Rick has over 34 years of experience in the industry, he was VP, Division IT Director for 24 years and served as VP and State Manager. Rick is a member of the American Land Title Association, ALTA’s Best Practices Executive Committee, ALTA’s Technology Committee, ALTA’s Best Practices Committee, ALTA’s Information Security Executive Committee, MMBA Technology Committee and the New England Land Title Association. He served on the Executive Board of Directors for Massachusetts Title, the oldest Title Insurance Company in the United States. He is a former board member and remains actively involved with the Room to Dream Foundation, a children’s charity which donates renovation and home improvement services to chronically ill children in Massachusetts.
Owner
Dillingham Consulting
Ruth Dillingham
Owner
Dillingham Consulting
Ruth Dillingham NTP is a nationally recognized, AV rated, attorney who advises on legal and regulatory compliance issues related to residential real estate sales and mortgage lending. Admitted to practice in Massachusetts in 1978, she is a graduate of Mount Holyoke College, South Hadley, MA and Boston University School of Law, Boston, MA.
Since 2019, Ruth has worked as Dillingham Consulting LLC which acts as an advisor to the mortgage banking and real estate conveyancing professions providing consultation services and training to mortgage lenders and their business partners on legal and regulatory compliance issues.
Executive Vice President
Stewart Lender Services
Beth Fowler
Executive Vice President
Stewart Lender Services
Beth Fowler serves as Executive Vice President of Stewart Lender Services, where she oversees the division building and delivering end to end solutions to lenders, servicers, and other institutional customers. With a strong operational background, Beth brings focus to product, cycle time, cost optimization, and integrated solutions to enhance lender and customer experience across Stewart’s family of companies including centralized national title and settlement, property data, point of sale, credit and verifications, appraisal and valuations, mobile and remote online notarization, and innovative technology solutions.
Beth is recognized for top-tier operational excellence, financial acumen, and success in executing strategies to improve and transform organizations. She leads through accessibility, accountability, and curiosity.
Beth is a graduate of Truman State University with a degree in Business Administration. She joined Stewart in 2014, upon its acquisition of LandSafe Services from Bank of America and after a 20-year tenure at Bank of America and predecessor banks. She was named a 2022 Housing Wire’s Women of Influence.
She is based on Franklin, TN.
Chief Executive Officer
The Closing Exchange
Allen Frelix
Chief Executive Officer
The Closing Exchange
Alan Frelix is the founder and CEO of The Closing Exchange. Frelix has more than 25 years of experience in financial and business services and has spent the last 15 years in senior executive level roles in strategy and operations.
Most recently, Alan was the Managing Director, Strategic Development for Stewart Lender Services, a division of Stewart Information Services Corporation (STC), where he was responsible for developing and implementing strategies, products and services to serve lenders.
Alan also previously served as President of LandSafe Services LLC, a title and closing agency, which was a wholly owned subsidiary of Bank of America, Senior Vice President, Title & Closing Executive for Bank of America, and Managing Director of Strategic Planning for Countrywide Financial.
Alan holds an MBA from the University of Southern California and a B.A. from the University of California, Santa Barbara.
Senior Vice President, District Manager
Stewart National Agent Division
Scott Gillen
Senior Vice President, District Manager
Stewart National Agent Division
Scott Gillen is Sr. Vice President and District Manager of Stewart’s National Agent division. In his current role, Scott manages Stewart’s National Agency relationships and is responsible for expansion of existing partnerships and expanding Stewart’s National Agent partnerships. During his sixteen-year tenure with Stewart, Scott has managed key national lender relationships and has been critical to development of Stewart’s overall lender strategy through various market cycles, overseeing client relationships including Stewart’s GSE relationships. Additionally, Scott spearheaded Stewart’s digital strategies to enhance the overall closing experience with consumers and transactional partners. His efforts to drive awareness of digital transformation’s happening in the real estate transaction space have positioned Stewart to lead the industry in innovative changes to the settlement process. Prior to joining Stewart, he also served as an executive at several due diligence and outsourcing firms, owned a private consulting firm, and served as Executive Vice President at Harbor Financial Mortgage Corporation prior to its sale. Scott is active on local, state, and national mortgage and title trade associations and currently participates on several committees with both the MBA and ALTA. He chairs the Digital Process Workgroup Committee and Vice Chairs the Digital Closing Committee for ALTA. He also serves as the Executive Member of the Housing Policy Council for Stewart Title. Scott received his Bachelor of Arts degree from the University of Texas, is a graduate of the Mortgage Bankers Associations School of Mortgage Banking and Future Leaders programs. He received the Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association in 1997 as well as the Larry Temple Distinguished Service Award from the Texas Mortgage Bankers Association.
Managing Director
Accruit, LLC
David Gorenberg
Managing Director
Accruit, LLC
David Gorenberg is a Managing Director of Accruit, based in the company’s Philadelphia, PA office. He is an attorney, licensed in NJ and PA, and a Certified Exchange Specialist® (CES®). In that capacity, David has guided his clients through 1031 Exchange transactions since 1992, and has served as a full-time Qualified Intermediary for over twenty years. David has written and spoken extensively on 1031 Exchange transactions, and Tenant-In-Common (TIC) and Delaware Statutory Trust (DST) investment opportunities as like-kind replacement property solutions for 1031 Exchange transactions.
SVP, National Agency Director of Communications, Education, Marketing
FNF Family of Companies
Linda Grahovec
SVP, National Agency Director of Communications, Education, Marketing
FNF Family of Companies
Linda has been in real estate transactions services since 1986. She was a full-time real estate broker for 10 years and still holds her local managing broker’s license to stay in tuned with the real estate community. She expanded her knowledge base by working for a law firm as a paralegal for 8 years. She worked closely with attorneys, lenders, realtors and consumers from negotiating contracts to escrow closings. The next open chair at the closing table was that of a title officer. Linda spent 8 years working in a direct operation with responsibilities from new construction escrow to sales team management. For several years she worked with title agents of all sizes in Illinois and then a 12 State Division. She now supports title agents nationally, emerging web and digital technologies, all media marketing strategies for FNF Agency, marketing consultations for title agents, national communications, instructional learning design, internal staff and agent education on a wide range of topics, both in person and virtually. Linda has presented for FNF, ALTA, several state LTA’s, FBI, HUD OIG, IDFPR, IRELA, NBI, October Research and other organizations across the country. She is part of the Fraud Task Force and administers compliance laws, industry best practices and risk management for title agents of Alamo Title, Chicago Title, Commonwealth Land Title, Fidelity National Title and National Title of NY. When not at her job, she enjoys her 6 children, 9 grandchildren, loves to cook, entertain, photography and water sports.
Product Manager Real Time Payments
The Clearing House
Cheryl Gurz
Product Manager Real Time Payments
The Clearing House
Cheryl Gurz Vice President – RTP Network Product Manager The Clearing House (TCH) Cheryl joined The Clearing House in 2019 as their Real Time Payments Product Manager. In this role she is tasked with driving product adoption and usage of the TCH Real Time Payment Network which went live in the US in November 2017. This is the first new payments infrastructure in the US since the ACH network was introduced in the 1970’s. Cheryl advises bank and corporate clients on Real Time Payments best practices and market trends. Prior to The Clearing House, Cheryl held a variety of diverse roles including product/market management, bank operations, auditing, and solution consulting. She has held leadership roles across global transaction banking, specializing in providing strategic payment solutions to the industry at Citi, BNY Mellon, HSBC and CGI. Cheryl holds a Bachelor of Science (BS) in Accounting from Niagara University and Master Organizational Leadership (MOL) from Wilmington University.
Chief Operating Officer
Endpoint
Shawna Hernandez
Senior Vice President, Chief Operating Officer
Endpoint
Shawna has been in the settlement industry for over 20 years, working in almost every facet of the industry. From closing escrows in downtown Seattle to managing at the state and national level to working in the tech department of a national underwriter to later becoming a founding member of a tech-enabled title startup, Shawna has done it all. What she loves most about the industry are the people and the opportunity to bring ease to a complex process. During the course of her career, she has obsessed over how the synergy of process and people can drive outstanding tech products and platforms. She joined Endpoint in 2020, drawn to its culture, people and mission. Shawna earned a bachelor’s degree in philosophy from Humboldt State University. Shawna is the proud mom of a college age son and lives the empty-nester life in Seattle, Washington with her wife and rescue dogs.
Chair
Utah Title and Escrow Commission
Vice President
Old Republic Title
Kim Holbrook
Chair
Utah Title and Escrow Commission
Vice President
Old Republic Title
Kim is a Vice President and the Assistant Manager of the Rocky Mountain Region at Old Republic Title, an insurance group within Old Republic International (NYSE: ORI). She brings over thirty years of Title Industry experience in Utah and National Alignment to her role of Process Administration and Business Development within the company.
Prior to joining Old Republic Title, Kim was a Founder and Owner of Aspen Title Insurance Agency, LLC, a Utah independent title agency which provides title insurance and settlement services for Real Estate Professionals, Lenders, Homeowners, and Residential and Commercial Developers. During the fifteen years Kim worked at Aspen Title, she served in a variety of positions, including that of Senior Title Officer and Escrow Officer, where she partnered in developing and overseeing all functions of the agency.
Kim began her career in the Title Industry as a delivery driver while still in high school. She is a licensed Title and Escrow Officer who has been engaged at every level of the business including Title Plant Manager, Underwriting Advisor, and Special Administration Projects Coordinator. Understanding the integral parts of the business is important, and Kim prides herself on being involved in all aspects, from the newest technology efforts in the Title Industry, to the needs of the independent agents. With her innate desire to dig into the details, Kim works to benefit stakeholders and establish connections within the industry.
Kim is a Utah native who is active in her local community, and in addition to her civic service, she also serves as Membership Section Chair on the Utah Land Title Association’s Executive Board, and within the Insurance Department, she functions as Chair of the Utah Title and Escrow Commission.
Founding Partner
Garris Horn LLP
Rich Horn
Founding Partner
Garris Horn LLP
Richard Horn is a founding partner of Garris Horn LLP, a boutique financial services law firm of highly experienced attorneys. Richard is a former Senior Counsel & Special Advisor in the Consumer Financial Protection Bureau’s Office of Regulations. At the CFPB, Richard led the final TRID rulemaking and the CFPB’s design of the TRID disclosures. As a key architect of TRID, Richard is one of the foremost experts on the rule.
Prior to joining the CFPB, Richard was a Senior Attorney at the Federal Deposit Insurance Corporation in the New York Regional Office. At the FDIC, Richard worked on supervisory and enforcement matters in both consumer compliance and risk management, including in fair lending, UDAP, and RESPA section 8.
Richard currently advises on all federal and state consumer finance regulatory issues. Richard advises clients on enforcement defense as well, including responding to civil investigative demands. Richard’s clients include community, regional, and large depository institutions, non-depository lenders, technology companies, title insurance underwriters and agents, due diligence firms, and investors.
Vice President, Assistant General Manager
Orange Coast Lender Services
Ken Julian
Vice President, Assistant General Manager
Orange Coast Lender Services
Ken Julian is a Vice President and Assistant General Manager with Orange Coast Lender Services. In his current role he is responsible for National Title Operations as well as working with Technology and Operations groups on implementations. Based in Pittsburgh, PA, he is a licensed title agent in over 25 states. Bringing his 20+ years of title and settlement experience in the national arena, he is passionate about customer experience and how technology can aid in that endeavor.
Prior to joining Orange Coast, Ken spent the first 15 years of his career at LandAmerica Financial Group and Epic Real Estate Solutions. He held leadership positions responsible for Originations, Resale, and REO title and closing.
He and his wife Jasmine are involved in the 3dprinting community and local car clubs.
Managing Director
First American Title Agency Division
Don Kennedy
Managing Director
First American Title Agency Division
Don Kennedy is senior vice president of the national agency division for First American Title Insurance Company. Most recently, Don served as Vice President, Area Manager for Direct Title Operations in Southern California and Arizona. Previously, he acted as Division Counsel for the company’s Database Solutions & Home Warranty divisions. Prior to joining First American in 2011, Don served as an attorney in the litigation department of SNR Denton, a global law firm. After earning his Bachelor of Science degree in Political Science from Stanford University, Don went on to receive his juris doctorate from McGeorge School of Law at University of the Pacific. A California resident, He is a member of the California Land Title Association Board of Governors. Don also serves on the Board of Governors for the American Land Title Association. He serves as chair of ALTA’s Underwriter Section Executive Committee. Don resides in Southern California with his wife and their two children.
Executive Vice President, Business Development and Compliance
Brady & Kosofsky
Jaime Kosofsky
Executive Vice President, Business Development and Compliance
Brady & Kosofsky
Jaime Kosofsky is an Attorney and Entrepreneur who has harnessed his Entrepreneurial spirt and married it to his extensive knowledge of real estate law, business law, and mortgage regulatory law to create a unique mortgage based law practice (Brady & Kosofsky, PA) and a separate technology firm which (USPROSERV, LLC) which provides hosted services, managed services, and builds custom integrations between stakeholders in the mortgage origination space, mortgage servicing space with fellow real estate settlement agents. Jaime partners with CEOs, executives, compliance professionals and real estate professionals to provide incredible service levels utilizing common sense and cutting edge technology developed by his technology firm. After spending nearly a decade working in as a Settlement Agent, REO Attorney and Sports Lawyer marketing and securing sponsorships from fortune 500 companies with professional athletes, Jaime knows what truly drives the mortgage industry and how the federal regulatory changes have change the both the servicing and origination game. Drawing on his experience gained during his sports practice he realizes that rather than merely mastering the marketing flavor of the week. It’s how well you connect with the heart-beating people you’re trying to help and communicate your understanding back to them. Whether dealing with Mortgage Compliance Officers and Executives, or consumers Jaime has mastered the art of communication and education
Chief Operating Officer
Proper Title
Kathy Kwak
Chief Operating Officer
Proper Title
Kathy J. Kwak is the Chief Operating Officer of Chicago-based Proper Title, a full-service title insurance agency serving the residential and commercial real estate industry throughout the midwest. She joined Proper Title in 2017, rising from Director of Title Operations to Executive Vice President to her most recent role as Chief Operating Officer. Kathy has been a part of the real estate industry as an attorney or as underwriting counsel for the past 20 years, with 13 years dedicated to the title insurance industry.
Kathy began her legal career as an associate in private practice handling all residential real estate transactions, and was an attorney agent with several title companies throughout Chicago. Prior to entering the title industry, she served as Associate General Counsel and Senior Real Estate Advisor for the Chicago Board of Education where she negotiated contracts with various vendors, consultants, organizations and companies on behalf of the Board, and managed all of the rentals for over 600 properties and helped generate approximately $4 million in additional income for Chicago Public Schools.
Kathy Kwak then entered the title industry at one of the largest nationally recognized title companies as an Associate National Underwriting Counsel. She has contributed to the closing of numerous multisite portfolios, including an $8 billion industrial transaction, and has independently underwritten small and large commercial single-site transactions ranging from six-figure farmland dispositions to complex multi-million dollar sale, purchase and refinance portfolios.
Kathy then continued her legal career to the agency side, and focused on the management of the underwriting and closing of all complex commercial real estate transactions handled by the National Commercial Services division. She worked with top law firms, corporations, REITs, lenders and developers throughout the United States in closing the transactions from start-to-finish.
Kathy received her J.D. from Valparaiso University School of Law and her B.S. in Secondary Education with a concentration in English from Indiana University in Bloomington.
CEO
Techwerxe
Sejal Lakhani-Bhatt
CEO
Techwerxe
Sejal is a powerhouse when it comes to architecting success. She joined her husband’s managed IT company, TechWerxe, in 2012 and within two years grew it into one of the most respected IT companies for small-midsize businesses (SMBs) in the tri-state area. Now under Sejal’s sole leadership, TechWerxe, specializes in helping company leaders protect their organization’s data and comply with mandated regulations.
In 2021, her entrepreneurial spirit motivated Sejal to launch a second company called CloudWerxe designed to offer small to mid-sized MSPs a top-of-the-line, secure cloud environment. Sejal’s innovation earned her a Gold Stevie Award, NJBIZ Digi-Tech Innovator Award, and recognition as an ROI Power List 2021 Influencer and NJBIZ Best 50 Women in Business.
Prior to her entrepreneurial career, Sejal spent 12 years traveling the country working for leading financial firms and is currently on the Board of Entrepreneurs’ Organization and Connect 4 Business Exchange. Sejal is also part of several Mastermind groups, is an avid supporter of St. Jude’s and works with organizations that support victims of Human Trafficking.
Today, Sejal finds her calling on the stage helping people discover how to become entrepreneurs of their own lives by teaching them how to show up for themselves, for others, for their family and for everything that they do.
Market Compliance Examinations Manager
Government of the District of Columbia Department of Insurance, Securities and Banking
Pratima Lele
Market Compliance Examinations Manager
Government of the District of Columbia Department of Insurance, Securities and Banking
Pratima Lele is the Market Compliance Examinations Manager in the Compliance and Analysis Division at the District of Columbia’s Department of Insurance, Securities & Banking. She is responsible for identifying trends, key market conditions, and operational risks arising from the consumer complaints received and examinations conducted by the District. Using these findings, she develops consumer protection programming and materials to assist District residents and businesses. Prior to joining DISB, Pratima was a Managing Attorney for over 10 years at a law firm representing the mortgage industry. She also served as the lead attorney for the compliance team that specialized in the analysis and implementation of mortgage banking and default servicing requirements from referral to post-sale closing.
Of Counsel
Katten & Temple, LLP
Brian Levy
Of Counsel
Katten & Temple, LLC
Brian Levy, Of Counsel with Katten & Temple, LLP in Chicago, provides practical and creative guidance for mortgage lenders and related providers. Brian has unique banking, sales and in-house experience enabling him to offer actionable guidance and training on matters such as RESPA (MSAs, AfBAs, etc.), LO compensation, state licensing, mortgage repurchase defense, loan sale agreements, transactions and business structuring and regulatory enforcement issues. Brian is the author of Levy’s Mortgage Musings blog at www.mortgagemusings.com and is a frequent conference speaker, magazine contributor and podcast guest.
Brian was General Counsel from 1994-2009 for a mid-sized midwestern bank and its 3 mortgage banking subsidiaries and prior to that worked for 5 years in commercial real estate law at a large firm in Chicago. Brian graduated from the University of Illinois at Urbana-Champaign, (A.B.,1986, Summa Cum Laude) and Harvard Law School (J.D.,1989). Brian can be reached at 262/241-7977 and can be followed on Linked-in and Twitter @BrianSLevy.
President & Co-Founder
Alanna.ai
Hoyt Mann
President & Co-Founder
Alanna.ai
Hoyt is a Co-Founder and the President of McKinney, Texas-based alanna.ai, a conversational AI assistant which elevates the operational efficiencies of title agents while upgrading their customer service. He is a tech evangelist and title industry veteran who has served the industry for over 20 years, including key roles with RamQuest Software and PhaseWare, before helping to found alanna.ai. Hoyt is a native of the Dallas area, and has also served key roles with other Dallas-based companies such as EDS, EpicRealm, MCI and Open Connect Systems. Learn more at alanna.ai.
CEO and Publisher
October Research, LLC
Erica Meyer
CEO and Publisher
October Research, LLC
Erica Meyer is Owner and Publisher of October Research, LLC. October Research is dedicated to educating and empowering professionals in the real estate transaction to strengthen their business and enhance their position in the marketplace, ensuring the integrity of home ownership. The company provides education through their five B2B publications, annual conferences, webinars, websites, email newsletters, marketing and advertising services, social media and custom publishing.
Prior to purchasing October Research in 2011, Ms. Meyer worked in the online business unit at Sears Holdings Corporation and spent 10+ years with UPS in sales management, technology, revenue management and marketing.
Ms. Meyer earned her BA from the University of Dayton and MBA from National-Louis University. She has been a member of Specialized Information Publishers Association (SIPA), Mortgage Bankers Association (MBA), serves on the Talent and PR Committees for the American Land Title Association (ALTA) and works closely with numerous industry associations. She has completed the Aileron Course for Presidents, spoken at the Kent State 2019 Spirit of Women in Business conference and other industry conferences.
In 2019, Ms. Meyer was recognized by Crain’s as a Notable Woman in Entrepreneurship and in 2014 a Women of Influence in Housing by HousingWire Magazine. In her free time, she has tutored high school students for the ACT, fundraised and coordinated numerous community service events, ran half marathons but her favorite pastime is spending time with her husband and kids.
Deputy Commissioner Office of Property and Casualty
Louisiana Department of Insurance
Chuck Myers
Deputy Commissioner, Office of Property and Casualty
Louisiana Department of Insurance
Chuck Myers serves as the Deputy Commissioner for the Louisiana Department of Insurance – Office of Property and Casualty. Chuck’s professional background includes: 8 years with the Virginia Bureau of Insurance as Manager of the Real Estate Settlement Agents Investigations Section and 7+ years with the Virginia State Police, Bureau of Criminal Investigation as a Special Agent Accountant and Certified Crime Scene Analyst. Chuck has 37 years of insurance industry, a master’s degree in Risk Management and Insurance from the Florida State University and holds designations as a: Senior Professional in Insurance Regulation, Chartered Property Casualty Underwriter, Certified Fraud Examiner, and Certified Economic Crime Forensic Examiner.
Branch Manager
Go Mortgage, LLC
Adam Neft
Branch Manager
Go Mortgage, LLC
Adam Neft is a producing branch manager for Go Mortgage, LLC out of Columbus Ohio. He previously worked in the same role at Fairway Independent Mortgage Corporation and Cross Country Mortgage. Neft spent several years prior as a sales trainer traveling the country and training both realtors and loan officers on sales and creative ways to build an ethical and sustainable business. Prior to joining the mortgage industry in 2012 he worked as a sportscaster for entities that included ESPN, Fox Sports Radio and the Dispatch Media Group.
Vice President
Firstline Compliance, LLC
Jerra Ryan
Vice President
Firstline Compliance, LLC
Jerra H. Ryan, Firstline Compliance, LLC, is a mortgage professional with over three decades of service in mortgage lending. Well-versed in all areas of residential loan production, she set the standard for loan quality excellence and led $250-million in annual production as a producing branch manager and top-ranked originator before moving her unique fusion of experience as a sales leader, paralegal, and consumer educator to her compliance role. Jerra advocates for what we can do in mortgage compliance and production and believes compliance should provide guardrails for business, not road blocks. She provides independent compliance and production consulting and works to raise the compliance IQ and fluency of mortgage and real estate settlement professionals.
President
Franzén and Salzano, P.C.
Loretta Salzano
President
Franzén and Salzano, P.C.
Loretta Salzano founded the firm in 1997 to provide practical legal solutions to mortgage lenders. The firm takes pride in its unique ability to counsel clients on how to achieve their goals while navigating the complex tapestry of federal law and the laws of all 50 states. Loretta focuses on fair lending, compensation and RESPA. She also prepares contracts (including warehouse and loan purchase agreements); troubleshoots to mitigate damages; and advocates with regulators.
Among her many honors, Loretta was named a Top Compliance Lawyer by Mortgage Compliance Magazine and serves as Legal Counsel to the Mortgage Bankers Association of Georgia.
Senior Vice President – Industry Relations
RamQuest
Mary Schuster
Senior Vice President – Industry Relations
RamQuest
Her unique career spans more than 25 years in the industry as a Closing Officer and Agency Manager, Corporate Marketing Director, Software Specialist and regulatory expert. She is a nationally recognized speaker to groups of title & settlement providers, lenders, realtors and attorneys.
While she didn’t set out to become a regulatory nerd, RESPA Reform and later TRID provided an opportunity to blend her talents in industry, software and education, when Mary helped lead title and settlement companies through learning and implementing those changes.
She recently moved to Galena IL, where she lives with her partner Dan and their two doggies, Grace and Shelby.
Operations Manager
Florida Agency Network
Andrea Somers
Operations Manager
Florida Agency Network
Andrea Somers is the Operations Manager for Florida Agency Network (FAN), a conglomerate of independent title agencies, settlement service providers, and innovative technology companies within the State of Florida. In this role, she is responsible for formulating strategy, providing leadership, oversight and management of the company’s ancillary divisions. She is a licensed title agent and veteran in the field with over 20 years’ experience. She began her career as the National Vendor Manager with a national title company. In this role, she was responsible for managing a nationwide network of title abstractors and mobile closers. She moved into managing the REO closing division for a foreclosure law firm before accepting her current position at FAN in 2015. In 2019, Andrea was awarded the widely recognized CAMS® credential by the Association of Certified Anti-Money Laundering Specialists® (ACAMS®). This designation is awarded to professionals who successfully demonstrate their aptitude and expertise in anti-money laundering detection and enforcement by completing a rigorous examination on terrorist financing methods, best practices, and global key legislation to aid in developing defenses for financial institutions. Andrea is an active member of the Florida Land Title Association (FLTA), currently serving as Director on the FLTA Board of Directors and as Chair of the FLTA Cyber Security Committee. In her spare time, she volunteers as a student mentor for Hillsborough Education Foundation. Andrea’s passions include yoga, paddle boarding, kayaking and spending time outdoors with her family.
Owner
Bowe Digital
Wayne Stanley
Owner
Bowe Digital
Wayne M. Stanley is the owner of Bowe Digital, a marketing agency offering custom services for small businesses with hundreds of clients all around the United States.
Wayne started Bowe Digital to provide marketing services to small businesses that needed innovative marketing content without breaking the budget. Under Wayne’s direction, Bowe Digital proudly services businesses of all shapes and sizes with branding, superior content, custom social media engagement, website creation and much more.
Wayne is also part owner of Title Success – Powered by Bowe Digital. Title Success helps real estate title companies through the mergers and acquisitions process.
Wayne also owns Railroad Marketing, a turn-key marketing company for real estate professionals.
Prior to founding Bowe Digital, Wayne worked at the American Land Association (ALTA) in Washington, D.C. While at ALTA, he helped to develop the Homeowner Outreach Program (HOP) and grew the Title Action Network and ALTA’s social media presence. As a testament to Wayne’s innovative ideas, he was named a Top Association Innovator in Washington, D.C., by BizNow.
Wayne got his start in marketing and communications after college a staffer for Senator Richard G. Lugar in the United States Senate. He served as a communications director and deputy campaign manager.
Senior Vice President, Business Execution Senior Manager
Wells Fargo Home Lending
Kate Steineman
Senior Vice President, Business Execution Senior Manager
Wells Fargo Home Lending
Kate Steineman is Senior Vice President, Business Execution Senior Manager within the Business Initiatives and Global Support team at Wells Fargo Home Lending. Her current teams have responsibilities within the title and settlement strategy, government relations, and title and settlement legislation. She is also accountable for the team that supports strategic initiatives, procedure and process updates for Home Lending Operations as well as Industry Outreach. She has been with Wells Fargo for 24 years and has held positions in Sales, Sales Management, Vendor Management, Implementation, Risk, Customer Excellence, Title and Settlement Strategy, and her current role.
Chairman & Founder
Williston Financial Group
Patrick Stone
Chairman & Founder
Williston Financial Group
Pat has enjoyed a lengthy career in real estate and real estate related services. He has held “C” officer positions with three public companies and served as director on two Fortune 500 Boards. The senior executive management positions included nine years as President and COO of the nation’s largest title insurance company, Chairman and Co-CEO of a software company and CEO of a real estate data and information company.
Pat currently serves as Chairman and Founder of Williston Financial Group, as well as on the boards of: Nassau Reinsurance, Transmodus and Trysting Tree Golf Club. Other accolades include: Housing Wire’s coveted Vanguard Award in 2019 and 2021, Progress in Lending’s “Lending Luminary Award” in 2019 and 2020, October Research’s annual “Leadership Award” in 2020 and Inman News “100 Most Influential People in Real Estate” in 2013, and in 2015 and 2021 as one of the “Top 101 Real Estate Industry Doers.”
Pat has also served as Vice-Chairman of Metrocities Mortgage, a 2005 top twenty mortgage lender, and as Chairman of The Stone Group, an Austin, Texas based tenant-rep brokerage company. As well as on the boards of Fidelity National Financial, First American Corporation, FNIS, MicroGeneral, SKLD, World Minerals, Green Street Advisors, DigitalMap, Homegain, RedVision, Wystein Capital and Inman News.
His philanthropic involvement has included service as Chairman of the Santa Barbara Art Museum and as a Director of the Portland Art Museum. He is a past chairman of the Oregon State University Foundation, and Co-Chair of its Billion Dollar Capital Campaign.
Patrick has three daughters, five grandchildren and resides in Portland, Oregon with his wife Vicki.
Co-founder
CloseSimple
Bill Svoboda
Co-founder
CloseSimple
Bill is the co-founder and Brand Evangelist of CloseSimple a software that has revolutionized communication in the Title & Escrow industry, but he is also a passionate speaker on the topics of change management, customer experience, high-yielding growth strategies and why each individual should unleash their inner artist to make this world a better place.
Partner
Ballard Spahr
Greg Szewczyk
Partner
Ballard Spahr
Greg Szewczyk is a partner in Ballard Spahr’s Denver and Boulder offices and a Practice Co-Leader of the Privacy and Data Security Group. Greg leverages over a decade high stakes litigation experience to advise companies on how to assess risk and comply with the ever expanding patchwork of state, federal, and international privacy and data security statutes and regulations.
Greg helps companies of all sizes, from Fortune 500s to start ups, build and maintain their privacy and data security programs. He has advised hundreds of companies on various compliance issues—from cutting edge technological issues to vendor management to routine data processing matters that arise in day-to-day business. Greg also advises clients in connection with corporate transactions, such as mergers, acquisitions, and partnerships. He has coached dozens of clients through data security incidents, including negotiating with international, federal, and state regulators.
Chief of Investigation
Missouri Department of Commerce & Insurance
Marjorie Thompson
Chief of Investigations
Missouri Department of Commerce & Insurance
Marjorie Thompson, serving as Chief of Investigations for the Consumer Affairs Division of the Missouri Department of Commerce and Insurance, since April 2019.
Marj currently provides leadership to eight investigators in the Consumer Affairs Division of the Department of Commerce and Insurance. The investigators review applications in all lines of insurance and other licensees regulated by the Department. The investigations begin with consumer complaints, internal referrals, other states administrative actions, fraud reports.
In October 2013, Marj was employed by the Consumer Affairs Division of the Department of Commerce and Insurance to investigate title insurance related complaints from consumers against title insurance companies, agencies and agents. Additionally, her daily tasks include handling inquiries from insureds, annual mandated reports and reviewing insurance producer applications to determine if licensure was appropriate.
Beginning in 1983 through 2013, Marj owned title agencies located in southern Missouri. Marj was involved in the day to day tasks of a real estate transaction by searching the title, handling the escrow closing, disbursement, recording to issuing the title insurance policy to the insured.
Marj served as President of the Missouri Land Title Association in 2012-13. Marj served as a board member of the Missouri Land Title Association and as a member of the American Land Title Association. Additionally, Marj served a President of the Houston Chamber of Commerce and as a board member for several years.
Marj received an undergraduate degree in Business Administration from Southwest Baptist University, Bolivar, Missouri. Thereafter, receiving her master’s degree in Business Administration from William Woods University, Fulton, Missouri.
Vice President of Strategic Growth
MyHome, a Williston Financial Group Co.
Sam Trimble
Vice President of Strategic Growth
MyHome, a Williston Financial Group Co.
Sam helps companies grow. Sam has worked with hundreds of title companies, law firms and lenders and thousands of real estate agents across the United States helping them navigate the constantly shifting sectors of marketing, sales and technology. One size does not fit all and Sam brings simple, executable and attainable steps that can help any real estate industry related business grow its client base and create raving fans of its current customers, regardless of market conditions.
CEO
PrivoCorp
Sam Verma
CEO
PrivoCorp
Sam Verma is the CEO of PrivoCorp. She is a mortgage & title industry veteran with 25+ years of experience. She spent two decades originating mortgages and managing origination teams and is a go-to consultant that advises mortgage processors on how to work smarter to drive down costs and close loans faster.
Director of Regulatory Compliance
SoftPro
Leslie Wyatt
Director of Regulatory Compliance
SoftPro
Leslie Wyatt is the Director of Regulatory Compliance at SoftPro. She began her career in the real estate industry over 20 years ago, and joined SoftPro in 2002. She currently oversees the Compliance Department with her primary focus being on regulatory issues at the Federal, state and county levels.
Leslie is a member of the ALTA Implementation Task Force, the Title Action Network Steering Committee, the ALTA Government Affairs Committee, the ALTA Membership Committee, the ALTA Education Committee and the TLTA Federal Issues Committee. She has represented ALTA at a congressional briefing regarding the CFPB and the TRID changes. Leslie travels though out country speaking on our industry’s hot topics with a focus on regulatory and compliance. Leslie continuous to work with the CFPB on various projects regarding TRID, UCD, MISMO and other industry hot topics.
Co-Founder & CEO
Pythonic
Matt Younkle
Co-Founder & CEO
Pythonic Corporation
Matt is the co-founder and CEO of Pythonic Corporation. Pythonic develops machine learning technologies that read and process title and escrow documents, enabling the automation of labor-intensive steps common to most real estate transactions.
Prior to Pythonic, Matt served on the board of Adeptive Software, developer of Resware, until its acquisition by Qualia in December 2020. An engineer at heart, he invented the TurboTap, a device used in pubs and stadiums worldwide that poured draft beer faster with less waste. Before TurboTap, he helped pioneer streaming audio and video on the web at Vosaic. While a college student, he developed technology that grew the first food in space aboard the Space Shuttle Columbia.
Matt has received product-of-the-year honors from Popular Science and TIME Magazine. He has degrees in Electrical Engineering and Computer Science from the University of Wisconsin and is a recipient of the University’s Entrepreneurial Achievement Award. Matt lives in Madison, WI, with his wife, Susie, and their two children.